S9040: NGate
NGate is an Android malware that was first seen in November 2023 targeting Czech banks and Polish banks. NGate uses Near Field Communication (NFC) to relay a victim’s debit card and banking information from the compromised Android device to the adversary’s device, ultimately resulting in fraudulent ATM withdrawals by the adversary. NGate uses the legitimate tool called NFCGate, developed by students at the Technical University of Darmstadt, Germany.[1][2]
A new variant of NGate that abuses the legitimate application HandyPay, potentially with AI-generated code, has been observed targeting users in Brazil since at least November 2025. This variant is capable of performing NFC transfers like previous iterations with new functionality for capturing and exfiltrating the victim’s payment card PIN.[3]
Security context for executives and security teams
S9040: NGate describes [NGate](https://attack.mitre.org/software/S9040) is an Android malware that was first seen in November 2023 targeting Czech banks and Polish banks. [NGate](https://attack.mitre.org/software/S9040) uses Near Field Communication (NFC) to relay a victim’s debit card and banking information from the compromised Android device to the adversary’s device, ultimately resulting in fraudulent ATM withdrawals by the adversary. [NGate](https://attack.mitre.org/software/S9040) uses the legitimate tool called NFCGate, developed ...
Executive priority
S9040: NGate is an official MITRE ATT&CK software. Glexia treats it as defensive behavior context for prioritizing monitoring, control validation, and response planning without using the object by itself as an attribution claim.
Technical view
Security teams should validate S9040: NGate by reviewing the official ATT&CK relationships, mapped tactics (the mapped ATT&CK tactic context), supported platforms (Android), and available local telemetry before making detection or mitigation decisions.
Likely telemetry
- Official ATT&CK relationships and object metadata
Detection direction
- Validate whether S9040: NGate appears in your detection coverage and tabletop scenarios.
- Use the object to align executive risk language with SOC, incident response, and detection engineering work.
- Do not treat ATT&CK relationship context as attribution without corroborating evidence.
Mitigation priorities
- Map the object to existing controls and identify missing telemetry or response ownership.
- Prioritize mitigations that reduce exposure on the listed platforms and tactics.
- Review adjacent ATT&CK relationships before changing policy, detections, or reporting language.
Additional notes and limits
Baseline Glexia take generated from the official MITRE ATT&CK STIX object, source hash, tactics, platforms, and detection fields. It is safe to replace with a richer model-generated take for the same source hash later.
This baseline take is source-grounded and schema-validated, but it does not include environment-specific telemetry, incident evidence, or threat-intelligence corroboration.
Generated from the cited source records. This long-tail analysis has not been individually reviewed by a named human.
NGate
NGate is an Android malware that was first seen in November 2023 targeting Czech banks and Polish banks. NGate uses Near Field Communication (NFC) to relay a victim’s debit card and banking information from the compromised Android device to the adversary’s device, ultimately resulting in fraudulent ATM withdrawals by the adversary. NGate uses the legitimate tool called NFCGate, developed by students at the Technical University of Darmstadt, Germany.[1][2]
A new variant of NGate that abuses the legitimate application HandyPay, potentially with AI-generated code, has been observed targeting users in Brazil since at least November 2025. This variant is capable of performing NFC transfers like previous iterations with new functionality for capturing and exfiltrating the victim’s payment card PIN.[3]
How security teams should use this page
Treat this object as behavior context, not an attribution claim. Validate the related groups, software, data sources, and mitigations against official ATT&CK relationships and your own telemetry before making control-coverage decisions.
Techniques used
This mirrors the MITRE pattern of making group, software, campaign, and technique relationships scannable. Relationship notes come from mirrored ATT&CK relationship text when available.
| Domain | ID | Name | Relationship / procedure |
|---|---|---|---|
| Mobile | T1660 | Phishing | NGate has been delivered using malicious links from phishing emails and SMS messages as well as malicious websites that mimic Czech banks.[1][2] NGate has also been distributed through a website impersonating a Brazilian lottery (“Rio de Prêmios”) and a fake Google Play web page (“Proteção Cartão”).[3] |
| Mobile | T1476 | Deliver Malicious Application via Other Means | |
| Mobile | T1646 | Exfiltration Over C2 Channel | |
| Mobile | T1655.001 | Match Legitimate Name or LocationSub-technique | |
| Mobile | T1437 | Application Layer Protocol | |
| Mobile | T1421 | System Network Connections Discovery | |
| Mobile | T1623 | Command and Scripting Interpreter | |
| Mobile | T1417.002 | GUI Input CaptureSub-technique | |
| Mobile | T1406 | Obfuscated Files or Information | |
| Mobile | T1437.001 | Web ProtocolsSub-technique | |
| Mobile | T1644 | Out of Band Data |
All related ATT&CK context
Object version and sync metadata
The fields below describe the current mirrored snapshot. When Glexia retains multiple ATT&CK source imports, you can open the table to compare the same object across releases (hashes and MITRE timestamps). For MITRE’s own release notes and roadmap, see ATT&CK resources — Updates.
Imported snapshots across ATT&CK releases(1)
| Release | Bundle imported | Object version | Modified | Status | Raw hash |
|---|---|---|---|---|---|
| 20.0 | 1.0 | Current bundle | 8918c3136523… |
Mirrored ATT&CK source object
The raw object is retained through the mirrored ATT&CK source bundle and object hash. The raw endpoint returns the exact object from the mirrored bundle when available.
External references and citations
MITRE external references are preserved separately from Glexia analysis so citations remain traceable to their original source records.
- [1]ESETStefankoOsmani_NGate_Aug2024
Stefanko, L., Osmani, J. (2024, August 22). NGate Android malware relays NFC traffic to steal cash. Retrieved November 10, 2025.
Open source URL - [2]CERTPL_NGate_Nov2025
Ratajczak, K. (2025, November 3). Analysis of NGate malware campaign (NFC relay). Retrieved November 10, 2025.
Open source URL - [3]ESETStefanko_NGateVariant_Apr2026
Stefanko, L. (2026, April 21). New NGate variant hides in a trojanized NFC payment app. Retrieved May 6, 2026.
Open source URL - [4]mitre-attackS9040Open source URL
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